Ordering an appraisal from Lisa Goss - Certified Residential Appraiser

To many, an appraisal just looks like a line item in the long list of items for a mortgage or refinance. And even though there are a multiplying number of automated home valuation methods that might appear to be less expensive than an appraisal, most lenders still need a local expert because the stakes are so high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there more instances when the services of a certified, independent real estate professional might come in handy? You bet.


	When you're planning on any transaction where the likely sales price of your property is a factor, you should contact Lisa Goss - Certified Residential Appraiser. Just click here

Let Lisa Goss - Certified Residential Appraiser help you challenge your tax assessment in Cherokee County

It's likely you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your real estate, so if prices have gone down in your area, you can challenge your assessment and save money. When building your case, an appraisal from Lisa Goss - Certified Residential Appraiser is your best evidence. At Lisa Goss - Certified Residential Appraiser, we're qualified to assist you in disputing your tax assessment.

Lisa Goss - Certified Residential Appraiser can help you do away with PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that nearly all lenders ask homeowners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the home. This additional payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Lisa Goss - Certified Residential Appraiser can provide you with a statement regarding the value of your home. The expense of the home valuation can often be recovered in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is often complicated by the challenging decision of who keeps the home, and it can be an especially traumatic experience for both parties. So both parties are completely aware of the true market value of their property, it's a good idea to order an appraisal from Lisa Goss - Certified Residential Appraiser, regardless of the circumstances.

The parties will have a a good idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up an unequal share of the total estate value, knowing the correct value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocating to or from Cherokee County

Employee relocation is a real pain, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, along with information about any new sales or listings in their neighborhood that they want considered during our detailed process.

Sell your home quickly at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.